Credit Portfolio Analyst Job Vacancy in Dodoma, Tanzania – Banking & Financial Services

Job Description

Position: Credit Portfolio Analyst

Company: CRDB Bank Plc

Location: Dodoma, Tanzania

Experience: 3-5 years in credit analysis and portfolio management

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: TZS 1,500,000 – TZS 2,500,000 per month

Vacancies:1

Company Overview

CRDB Bank Plc is one of Tanzania’s leading commercial banks, with a network of over 200 branches across the country and a strong presence in regional markets. Established in 1996, the bank has built a reputation for innovative financial solutions, robust risk management, and a commitment to supporting Tanzania’s economic growth. As a key player in the Tanzanian banking sector, CRDB Bank offers a dynamic environment for professionals seeking to advance their careers while contributing to the nation’s development. The bank’s focus on digital transformation, inclusive banking, and sustainable finance makes it an attractive employer for ambitious talent looking for long‑term career opportunities in Tanzania Jobs.

Job Overview

The Credit Portfolio Analyst will join the Credit Risk Management department to support the bank’s lending activities by assessing credit risk, monitoring portfolio performance, and providing actionable insights to senior management. This role is central to ensuring the quality of the bank’s loan portfolio and aligning credit decisions with the strategic objectives of the institution. The successful candidate will work closely with relationship managers, underwriting teams, and senior risk officers to maintain a healthy credit portfolio that drives profitability and supports the bank’s mission. For more information about CRDB Bank and its career opportunities, visit the Tanzania job portal and explore the latest openings.

Key Responsibilities

• Analyze credit applications and existing loan accounts to assess risk and recommend approval or restructuring.
• Monitor portfolio performance, identify early warning signals, and prepare risk dashboards for senior management.
• Conduct sectoral and macro‑economic analysis to evaluate external factors affecting borrower creditworthiness.
• Prepare detailed credit reports, including financial statement analysis, cash flow modeling, and covenant compliance checks.
• Collaborate with relationship managers to develop risk‑adjusted pricing strategies and credit limits.
• Assist in the development and enhancement of credit risk policies, procedures, and scoring models.
• Participate in periodic portfolio reviews, stress testing, and regulatory reporting.
• Support the implementation of digital credit assessment tools and data analytics platforms.

Required Skills

• Strong analytical and quantitative skills with proficiency in financial modeling.
• Excellent knowledge of banking regulations, credit risk frameworks, and loan underwriting standards.
• Advanced Excel skills; experience with credit risk software (e.g., Moody’s Analytics, SAS) is a plus.
• Effective communication and presentation abilities to convey complex risk findings to non‑technical stakeholders.
• Attention to detail, high integrity, and ability to work under tight deadlines.
• Team‑oriented mindset with the capacity to collaborate across functions.

Education

A Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous but not mandatory.

Experience

Applicants should have 3‑5 years of experience in credit analysis, portfolio management, or risk assessment within a banking or financial services environment. Experience in the Tanzanian market or East African region is highly valued.

Salary

The compensation package ranges from TZS 1,500,000 to TZS 2,500,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses and other incentives aligned with the bank’s results.

Benefits

• Comprehensive health insurance covering employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering CRDB Bank’s risk policies, systems, and culture.
• Continuous learning opportunities through internal workshops, e‑learning platforms, and external seminars.
• Mentorship from senior risk officers to accelerate career growth.

Working Environment

CRDB Bank offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Dodoma’s financial district. The office environment promotes open communication, innovation, and a strong work‑life balance, fostering a culture where employees feel valued and motivated to excel.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal on the Tanzania job portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

CRDB Bank Plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. All qualified applicants will receive consideration for employment.