Credit Analyst Job Vacancy in Dar es Salaam, Tanzania – Banking & Finance
Job Description
Position: Credit Analyst
Company: Standard Chartered Bank Tanzania
Location: Dar es Salaam, Tanzania
Experience: 3-5 years
Education: Bachelor’s degree in Finance, Accounting, Economics or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Credit Risk Management
Salary: SSP 2,500,000 – 4,000,000 per month
Vacancies:1
Company Overview
Standard Chartered Bank Tanzania is a leading international bank with a strong presence across Africa, offering a comprehensive suite of financial services to corporate, institutional and retail clients. With a legacy spanning more than 150 years, the bank is committed to fostering sustainable economic growth in Tanzania and the wider region. As part of its strategic expansion, Standard Chartered continuously invests in talent, technology and innovative solutions to stay ahead in a competitive market. The bank’s inclusive culture, robust governance framework and focus on community development make it an attractive employer for professionals seeking rewarding career opportunities. Join us and become part of a dynamic team that drives financial inclusion, supports entrepreneurship, and contributes to Tanzania Jobs and the broader economic landscape.
Job Overview
The Credit Analyst will play a pivotal role in assessing creditworthiness of corporate and SME clients, conducting thorough financial analysis, and providing risk‑adjusted recommendations to the Credit Committee. This position reports to the Credit Risk Manager and collaborates closely with relationship managers, product specialists and senior management to ensure sound lending decisions. The role is integral to maintaining the bank’s high standards of risk management while supporting growth objectives. For more information about our career portal, visit our main website: https://tanzaniajobsearch.com.
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Key Responsibilities
- Analyze financial statements, cash flow projections, and market trends to evaluate borrower credit risk.
- Prepare detailed credit proposals, including risk rating, loan structure, and mitigation strategies.
- Conduct industry and sector research to support credit decisions and monitor macro‑economic developments affecting borrowers.
- Collaborate with relationship managers to gather necessary documentation and ensure compliance with internal policies and regulatory requirements.
- Present findings and recommendations to the Credit Committee and senior management.
- Monitor existing loan portfolios, identify early warning signals, and recommend corrective actions.
- Maintain accurate records in the bank’s credit risk management system.
Required Skills
- Strong analytical and quantitative abilities with proficiency in financial modeling.
- Excellent written and verbal communication skills.
- Attention to detail and ability to work under tight deadlines.
- Proficiency in MS Office, especially Excel; familiarity with credit risk software is a plus.
- Ability to interpret complex regulatory guidelines and apply them in practice.
- Team‑player mindset with strong interpersonal skills.
Education
A minimum of a Bachelor’s degree in Finance, Accounting, Economics, Business Administration or a related discipline is required. Professional certifications such as CFA, CPA, or ACCA are advantageous and demonstrate a commitment to continuous professional development.
Experience
Candidates should have 3 to 5 years of experience in credit analysis, loan underwriting, or financial advisory within a banking or financial services environment. Experience in the Tanzanian market or East African region is highly valued.
Salary
The compensation package ranges from SSP 2,500,000 to SSP 4,000,000 per month, commensurate with experience, qualifications and performance. The package includes performance‑based bonuses and other incentives aligned with the bank’s results‑driven culture.
Benefits
- Comprehensive health insurance for employee and dependents.
- Retirement savings plan with employer contributions.
- Annual leave and paid public holidays in accordance with Tanzanian labor law.
- Professional development allowance and support for certifications.
- Employee assistance program and wellness initiatives.
Training
- On‑boarding program covering bank policies, risk frameworks and systems.
- Continuous learning modules on credit risk, financial analysis and regulatory updates.
- Mentorship opportunities with senior credit officers and risk managers.
Working Environment
Our Dar es Salaam office offers a modern, collaborative workspace equipped with state‑of‑the‑art technology. Employees benefit from a flexible work arrangement, inclusive culture, and a supportive leadership team that encourages innovation and professional growth. The bank promotes a balanced work‑life environment while maintaining high standards of service excellence.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through our online recruitment portal. Applications will be screened by the Talent Acquisition team, and shortlisted candidates will be invited for a series of interviews, including technical assessments and competency‑based discussions.
Equal Opportunity Statement
Standard Chartered Bank Tanzania is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability or any other protected characteristic. We encourage qualified individuals from all backgrounds to apply and join our mission to drive sustainable economic development across Tanzania.
