Agricultural Finance Officer Job Vacancy in Kigoma, Tanzania – Banking & Financial Services

Job Description

Position: Agricultural Finance Officer

Company: Ecobank Tanzania

Location: Kigoma, Tanzania

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or Agriculture

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Corporate Banking

Salary: SSP 1,500,000 – SSP 2,500,000 per month

Vacancies:1

Company Overview

Ecobank Tanzania is a leading pan-African bank with a strong presence across the continent, committed to fostering inclusive economic growth and providing innovative financial solutions to individuals, SMEs, and large corporations. With a robust network of branches and digital platforms, Ecobank supports the financial needs of diverse sectors, including agriculture, which remains a cornerstone of Tanzania’s economy. The bank’s mission is to empower customers through tailored products, expert advisory services, and a deep understanding of local market dynamics. As part of its strategic expansion in the western region, Ecobank is establishing a dedicated agricultural finance hub in Kigoma, aiming to unlock the potential of the fertile Lake Tanganyika basin and surrounding agricultural communities. This initiative aligns with national development goals and creates a vibrant environment for professionals seeking career opportunities in Tanzania.

Job Overview

The Agricultural Finance Officer will play a pivotal role in designing, evaluating, and managing financing solutions for farmers, agribusinesses, and value‑chain participants in the Kigoma region. Reporting to the Corporate Banking Manager, the officer will collaborate with product specialists, risk analysts, and field officers to deliver customized loan packages, advisory services, and financial education programs. This position offers a unique chance to contribute to sustainable agricultural development while advancing your career within a dynamic banking institution. For more information about Ecobank’s commitment to agricultural finance, visit our main website https://tanzaniajobsearch.com.

Key Responsibilities

• Assess creditworthiness of agricultural clients using financial statements, cash‑flow analysis, and sector‑specific risk metrics.
• Structure loan products such as seasonal credit, equipment financing, and agribusiness working capital facilities.
• Conduct field visits to farms and agribusiness sites to verify collateral, monitor project progress, and provide technical guidance.
• Collaborate with the Risk Management team to ensure compliance with internal credit policies and regulatory requirements.
• Develop and maintain relationships with local cooperatives, NGOs, and government agencies to expand the bank’s outreach.
• Prepare detailed credit proposals and present them to the Credit Committee for approval.
• Monitor loan performance, identify early warning signs of distress, and implement remediation strategies.
• Participate in financial literacy workshops and capacity‑building sessions for clients.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and risk assessment.
• In‑depth knowledge of Tanzania’s agricultural sector, value chains, and seasonal cycles.
• Excellent communication and negotiation skills, capable of building trust with diverse stakeholders.
• Proficiency in banking software, MS Office Suite, and data visualization tools.
• Ability to work independently and as part of a multidisciplinary team.
• Fluency in English and Swahili.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Agricultural Economics, or a related field is required. Professional certifications such as CFA, CPA, or a recognized agricultural finance qualification are advantageous.

Experience

Candidates should possess 3‑5 years of experience in corporate or agricultural banking, credit analysis, or financial advisory services. Prior exposure to rural banking environments and familiarity with Tanzania’s agricultural policies will be highly valued.

Salary

The compensation package ranges from SSP 1,500,000 to SSP 2,500,000 per month, commensurate with experience and qualifications. Performance‑based incentives and annual bonuses are also part of the remuneration structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Tanzanian labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering Ecobank’s policies, systems, and agricultural finance products.
• Continuous learning modules on credit risk, agribusiness trends, and digital banking solutions.
• Mentorship from senior credit officers and sector specialists.

Working Environment

The role is based in the modern Ecobank branch office in Kigoma, featuring open‑plan workspaces, meeting rooms equipped with video‑conferencing technology, and a collaborative culture that encourages innovation. Employees benefit from a supportive leadership team, flexible working arrangements, and a commitment to work‑life balance.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on our careers page. Applications will be reviewed on a rolling basis, and shortlisted applicants will be contacted for a virtual interview followed by an on‑site assessment. For additional career resources, visit https://www.namibiajobsearch.com/.

Equal Opportunity Statement

Ecobank Tanzania is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.